Enterprise Credit Platform
U.S. Patent Pending

Commercial Credit Intelligence for Borrowers

Upload your loan documents. LORIQ does the rest.

Securely submit your loan agreements and financial statements. LORIQ automatically organizes facilities, extracts covenant requirements, builds reporting calendars, centralizes lender relationships, and connects to your existing financial systems through its open API.

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Acme Industrial (Demo Data)
Total Debt
$128.4M
+2.4%
Active Facilities
14
Stable
Covenants Near Limit
3
Needs attention
Portfolio Health
82
Good
Covenant Compliance
View All
Maximum Leverage Ratio
Term Loan B
2.85x
Limit: < 3.50x
Minimum Fixed Charge
Revolving Line
1.32x
Limit: > 1.25x
Minimum Liquidity
Global Master
$22.4M
Limit: > $15M
Upcoming Reports
Q3 Financial Statements
In 5 days
Borrowing Base Cert
In 12 days
Compliance Certificate
In 15 days
LORIQ Insight
Fixed Charge Coverage is trending toward its 1.25x floor — projected to tighten further next quarter based on Q4 capex plans.
3 covenants tested today2 documents auto-filedNext payment Oct 1Portfolio synced 8:00 AM

Commercial Debt

Built to Scale

Reporting Calendar

Centralized

Covenant Monitoring

Continuous

Portfolio Visibility

Real Time

Built to connect with leading ERP, accounting & financial platforms
NetSuiteDynamics 365SageAcumaticaViewpointQuickBooksExcel+ Many more

One System. Every Commercial Credit Decision.

Whether you manage a single credit facility or a complex multi-lender portfolio, LORIQ gives finance teams one intelligent platform to monitor debt capacity, covenant compliance, refinancing opportunities, and lender relationships.

Explore a sample of the platform below — more than 30 integrated modules work together to manage every aspect of commercial credit.

From Documents to Decisions.

Upload credit agreements, financial statements, borrowing base certificates, compliance certificates, and other lending documents. LORIQ automatically analyzes, structures, and transforms them into executive-ready credit intelligence.

Drop in credit agreements and financials — no formatting, no templates.

Document IntakeAI Working
Credit Agreement — Facility B.pdf4.2 MB
Q2 2026 Financial Statements.xlsx1.8 MB
Compliance Certificate — Jun.pdf0.6 MB
3 documents received — AI analysis started

Intelligence, Not Storage.

Four connected layers of intelligence work on every document and financial statement you upload.

Credit Advisor connects these capabilities — ask questions and get answers grounded in your own agreements, financials, and capital structure.

Inside LORIQ

Everything. One Workspace.

One secure workspace with 30+ integrated credit intelligence modules—bringing every credit agreement, covenant, facility, lender relationship, reporting deadline, and AI recommendation together in one place.

Portfolio Dashboard

Live view across every facility and lender.

0 Facilities0 Lenders0 Covenants0 Documents0 Overdue Items
Total Commitments
$0.0M
Total Drawn
$0.0M
Wtd. Avg Cost
0.00%
Available Liquidity
$0.0M
Utilization0.0%
Cost of Capital Trend
Portfolio Health: Strong

All covenants compliant. No overdue reporting.

Upcoming Obligations
Interest payment — Term Loan AJul 15
Q2 compliance certificateJul 22
Borrowing base reportAug 5
Recent Activity
Draw request settled — +$4.2M2d ago
SOFR reset applied — 6.75%3d ago
Q2 compliance cert filed on time5d ago

Portfolio Dashboard

Live view across every facility and lender.

0 Assets0 Lenders0 Covenants0 Documents0 Overdue Items
Portfolio Value
$0.0M
Portfolio NOI
$0.0M
Wtd. Avg Cost
0.00%
Available Liquidity
$0.0M
Portfolio Occupancy0.0%
Cost of Capital Trend
Portfolio Health: Strong

All covenants compliant. No overdue reporting.

Upcoming Obligations
Interest payment — Industrial PortfolioJul 15
Q2 rent roll reportJul 22
Property tax installmentAug 5
Recent Activity
Lease renewal executed — +$140K NOI2d ago
SOFR reset applied — 6.10%3d ago
Q2 rent roll filed on time5d ago

Bring Intelligence to Every Credit Decision.

Centralize every credit agreement, facility, covenant, lender relationship, reporting deadline, and AI recommendation in one intelligent platform built for commercial borrowers.

Built for finance teams managing everything from a single credit facility to complex multi-lender portfolios.

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AI-Powered Credit IntelligenceEnterprise-Grade Security30+ Integrated ModulesScales with Your Business

Commercial Credit Intelligence. Built for modern finance teams.